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<title>InvestorTrip.com FAQ - Open questions</title>
<description>Financial FAQ and Knowledge Base for Global Investors</description>
<link>http://faq.investortrip.com</link>
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		<title><![CDATA[Years ago my banking account was overdrawn while I ... (barbara palmer)]]></title>
		<description><![CDATA[Years ago my banking account was overdrawn while I was in the hospital for heart surgery.  As soon as I was feeling better, I went to the bank and paid the cost and closed my account.   Weeks later I received a letter  from a collection agency.  I wasn't feeling well at the time and was very much afraid so I sent the collection agency $50.00 just to get them off of my back until I was feeling better. This happened in the year 2000. I have the bank statement that shows that I have a zero balance.  I was told that I must show them my receipt.  I have written many letters and I have received many letters from many different collection agencies.  Believe it or not, a collection agency is still writing me here it is 2008.  I have explained to them many times what happened and that they owe me my $50.00 back.  What they have done is subtracted the $50.00 from the amount that they say I owe.  As I said before I still have my bank statement which I gave them a copy of.  They don't seem to care.  The collection agent just continues to write me.  What can I do to resolve this matter?  I get so up-set everytime I get a letter from them.  This is really worrying me.  I am stressed out.
  



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		<link>http://faq.investortrip.com/index.php?action=open#openq_1</link>
		<pubDate>Sun, 01 Jun 2008 05:31:00 GMT</pubDate>
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	<item>
		<title><![CDATA[I want information on starting a Roth IRA for ... (don Seavey)]]></title>
		<description><![CDATA[I want information on starting a Roth IRA for my granddaughter]]></description>
		<link>http://faq.investortrip.com/index.php?action=open#openq_2</link>
		<pubDate>Wed, 25 Jun 2008 00:28:00 GMT</pubDate>
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		<title><![CDATA[I just retired from a company where I have ... (Beverly )]]></title>
		<description><![CDATA[I just retired from a company where I have a 401k with Merrill Lynch and I don't know if it is to my best interest to roll it over to a IRA traditional or a roth plan or just roll it over into a savings paying 4.0% where there is less risk during this time.  Do you have any comments or insight on this matter?]]></description>
		<link>http://faq.investortrip.com/index.php?action=open#openq_3</link>
		<pubDate>Thu, 26 Jun 2008 19:37:00 GMT</pubDate>
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	<item>
		<title><![CDATA[Can I transfer annuity funds to a roth IRA ... (Tim McGowan)]]></title>
		<description><![CDATA[Can I transfer annuity funds to a roth IRA after paying taxes on it? Balance about 105K.]]></description>
		<link>http://faq.investortrip.com/index.php?action=open#openq_4</link>
		<pubDate>Tue, 08 Jul 2008 14:06:00 GMT</pubDate>
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	<item>
		<title><![CDATA[I have already maxed out my pre-tax contributions to ... (Anna)]]></title>
		<description><![CDATA[I have already maxed out my pre-tax contributions to my 401k.  What other options do I have for pre-tax savings to reduce my taxable income and save for retirement?]]></description>
		<link>http://faq.investortrip.com/index.php?action=open#openq_5</link>
		<pubDate>Wed, 09 Jul 2008 15:13:00 GMT</pubDate>
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	<item>
		<title><![CDATA[I really want to start a Roth IRA now ... (Denton)]]></title>
		<description><![CDATA[I really want to start a Roth IRA now before I become ineligible due to a potential high wage.  I am only 23, so I have awhile until my retirement.  I was wondering what you thought was the best company to start my Roth IRA with?  I am not afraid to make riskier investments, but I do not know what company to start work with.  What would be your suggestions?  Thank you for your time.]]></description>
		<link>http://faq.investortrip.com/index.php?action=open#openq_6</link>
		<pubDate>Mon, 18 Aug 2008 14:17:00 GMT</pubDate>
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